Debt Management and Credit Counseling
A Garden State Consumer Credit CounselingSM organization
A Non-Profit Organization
Credit Counseling


EDUCATION LIBRARY

   

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529 College Savings Plan
En Espanol
Resources to Help You Decide

Are You Having Trouble Paying Your Mortgage?
En Espanol
What should I do first?

Bankruptcy Information
En Espanol
Some things you should know about bankruptcy

Basic Investing
En Espanol
What is investing?

Budget Friendly Meals
Tasty Inexpensive Ingredients Make a Meal Delicious

Budgeting Steps and Tips
En Espanol
Interactive Budgeting Tool
A budget program that will help you achieve financial stability.

Child Identity Theft
En Espanol
What can I do if My Child is a Victim?

Children and Money
En Espanol
As your children get older help them understand

Common Child Support Issues
En Espanol
Can the child support amount be changed? When do child support payments end?

Dealing With Collection Agencies
En Espanol
Are you constantly receiving harassing calls from collection agencies? What are your rights?

Dealing With Divorce
En Espanol
Common Myths About Divorce

Dealing With Losing Your Job
En Espanol
How do you protect your assets? What steps should you take?

Dealing With the Bills After a Spouse has Died
En Espanol
Who is liable? Can the creditors take property?

Debit Cards
En Espanol
Debit Card vs. Credit Card

Grocery Shopping Tips
En Espanol
Suggestions that can help you save money.

Housing After Foreclosure
En Espanol
Many people are facing foreclosure

How You Can Save on Car Insurance
En Espanol
A Step By Step Guide

Identity Theft
En Espanol
A Guide For Victims

Life Insurance
En Espanol
Do you need life insurance?

Living On A Budget Booklet
Budget Tracker
En Espanol
An Educational Book From Novadebt

Medical Resources
En Espanol
Organizations That Provide Low Cost Assistance

Novadebt Brochure
En Espanol
Let us help you find a solution

Paying For College
En Espanol
FASFA and Student Aid Report

Pre & Post Bankruptcy
En Espanol
Pre-Filing Bankruptcy Counseling & Post-Filing Debtor Education Course

Purchasing a New Car
En Espanol
Leasing vs. Financing

Refinance Your Home
En Espanol
When Is It Worth It?

Resources for Seniors
En Espanol
Resource Locators

Resources for the Self-Employed
En Espanol
Do's and Don'ts for Small Business Owners

Resources that can Help
En Espanol
Are you in need of help, but don't know who to turn too?

Retirement Plans
En Espanol
Saving for a better financial future.

Saving by Changing the Small Expenses
En Espanol
Some items that may be a problem and substitutions that may help you.

Saving for Household Emergencies
En Espanol
Where should I put the money and in what type of account?

Saving For Non-Monthly Expenses
En Espanol
I'm having difficulty setting aside enough each payday.

Secured Credit Cards
En Espanol
Finding The Best Secured Credit Card For You

Selling a House
En Espanol
Some Things You Should Consider

Settlements
En Espanol
Is a settlement a good option?

The Steps to Establishing & Re-establishing Your Credit
En Espanol
and Choosing the Right Credit Card

The Truth About Credit Repair
En Espanol
Have you ever heard this before? "Credit problems? No problem" "Your bad credit erased 100% guaranteed"

Trouble Paying Student Loans
En Espanol
Options in times of financial hardship

Understanding Judgments
En Espanol
A Judgment Is A Public Record That Will Appear On Your Credit Report.

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If you would like to contact our Education Department, please call 1-800-99-BILLS (1-800-992-4557) or send an email.

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Page last updated on 02/04/2012