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Credit Counseling Help
This site provides useful information regarding financial education on a wide range of topics, housing and other
government resources and access to the AICCCA member offices across the nation.
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Association of Independent Consumer Credit Counseling Agencies
AICCCA is a national membership
organization, established to promote quality and consistent delivery of credit counseling services.
The Association fulfills its mission by establishing a consensus among consumer professionals regarding
service standards and professional industry conduct, as well as by establishing and maintaining strong
relationships with credit management professionals and consumers.
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Center For Financial Certifications
The Association for Financial Counseling and Planning Education is a
non-profit, professional organization dedicated to promoting education,
training and certification for financial counseling and planning professionals.
Novadebt's counselors are required to become certified
under one of the AFCPE's certification programs.
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Credit When Credit Is Due
A financial and credit eduacation program, recognized by lenders, designed
to help consumers establish credit, gain a better understanding of credit
and gain the knowledge to make better financial decisions.
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Better Business Bureau
BBB ensures that high standards for trust are set and maintained. They exist so consumers and businesses alike have an unbiased source to guide them on matters of trust. Garden State Consumer Credit Counseling, Inc. (Novadebt) meets all BBBOnLine participation and Better Business Bureau membership standards and is authorized to display the BBBOnLine trustmark.
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US Department of Housing and Urban Development
Novadebt is a HUD Certified Housing Counseling Agency.
HUD serves as a resource to maintain and expand homeownership
and rental housing.
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New Jersey Higher Education Student Assistance Authority
HESAA.org
HESAA provides information regarding student loans including student
loan repayment. They also help with all loan related issues.
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The United Way
Novadebt is funded by the United Way for some of its programs.
The United Way provides
information on resources available in your community.
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Agency Registration
ISO 9001 is an international standard for Quality Management Systems
that is recognized worldwide. It helps ensure that the highest level
of quality is being offered to our clients, creditors and employees.
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Federal Trade Commission
The Federal Trade Commission enforces a variety of federal antitrust
and consumer protection laws. In general, the Commission's efforts
are directed toward stopping actions that threaten consumers'
opportunities to exercise informed choice.
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