A Garden State Consumer Credit Counseling Organization

A Non-Profit Organization



October 2005

Sun Mon Tues Wed Thurs Fri Sat
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10 am Pre-Purchase Workshop at ARC in Red Bank
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10:30 am Workshop for Students at Bloomfield College
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2:30 pm Money Management Workshop at Princeton House
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3 pm Workshop at Manna House
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10 am Workshop at Workforce in Neptune, New Jersey
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10 am Workshop at Workforce in New Brunswick, NJ
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10 am Workshop at Workforce in Long Branch, NJ
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6 pm Pre-Purchase Workshop for Investor Savings Bank
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10 am ‘Women In Need’ Meeting
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10 am Workshop at ARC in Red Bank, NJ
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2:30 pm Money Management Workshop at Princeton House
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Financial Health Day Teaneck, NJ
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4 pm Workshop for Growth Program in Brick, NJ
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October 2005 Community Workshops



ARC Employees - Red Bank, NJ:
This pre-purchase workshop will be held for ARC employees interested in the home buying process. A Novadebt certified housing counselor will provide pre-purchase counseling and information about different types of mortgages, mortgage terms, the approval process, closing costs, money management, etc. If you would like to participate, please contact ARC at 732-345-9171.

Bloomfield College Students:
The workshop is for EOF students that attend Bloomfield College. The workshop focuses on the wise use of credit, credit reports and scoring, developing a spending plan and student loan repayment. If you would like to participate, please contact Bloomfield College at 973-748-9000.

Money Management—Princeton House:
Princeton House is a rehabilitation center located in Princeton, NJ. An aspect of their rehabilitation program is the Adjunctive Therapy Department. Novadebt provides a “life skills” workshop in the area of money management. The workshop leader responds to the needs of the group and will answer questions and provide information in areas of personal finance that apply. If you would like to participate, please contact Princeton House at 609-688-3723.

Manna House - Cliffwood Beach, NJ:
This site provides housing and life skills education for single, teenage parents. Novadebt provides financial education workshops for the residents in the areas of money management, establishing credit, credit reports & scoring and budgeting. Free education material is provided. If you would like to participate, please contact Manna House at 732-566-6029.

Work-First - Neptune, NJ:
This Work First site provides sessions and resources for unemployed individuals who are seeking to re-enter the workforce. Novadebt provides a workshop titled “Managing Your Finances While Unemployed”. The workshop focuses in areas of money management, credit reports, credit scoring, social service programs and communicating with your lenders. Free education material and information is provided. If you would like to participate, please contact Monmouth County Vocational School at 732-869-1181 ext. 216.

Workforce - New Brunswick, NJ:
This Workforce site provides sessions and resources for unemployed individuals who are seeking to re-enter the workforce. Novadebt provides a workshop titled “Managing Your Finances While Unemployed”. The workshop focuses in areas of money management, credit reports, credit scoring and communicating with your lenders. Free education material and information is provided. If you would like to participate, please contact the Workforce Center in New Brunswick at 732-937-6206.

Star Program - Long Branch, NJ:
This site provides sessions and resources for unemployed individuals who are seeking to re-enter the workforce. Novadebt provides a workshop titled “Managing Your Finances While Unemployed”. The workshop focuses in areas of money management, credit reports, credit scoring, different social service options and communicating with your lenders. Free education material and information is provided. If you would like to participate, please contact the VNA in Tinton Falls at 732-695-4679.

Pre-Purchase Workshop - Investor Savings Bank:
This workshop will be held at our Freehold office location for clients and members of the community interested in the home buying process. Novadebt certified housing counselors will provide pre-purchase counseling and information about different types of mortgages, mortgage terms, the approval process, closing costs, money management, etc. If you would like to participate, please contact Investor Savings Bank at 1-800-252-8119.

‘Women In Need’ Meeting:
Participants of the ‘Women In Need’ program serve as a resource group for victims of domestic violence. Ocean-Monmouth Legal Services serves as the key collaborator for the group. The meeting is held to discuss current topics of interest with regard to important services/messages we can relay to victims of domestic violence. If you are interested in joining the W.I.N. meeting, please contact Wanda Alfaro at Ocean-Monmouth Legal Services at 732-341-2727.

ARC - Red Bank, NJ:
This site provides sessions and resources for unemployed individuals who are seeking to re-enter the workforce. Novadebt provides a workshop titled “Managing Your Finances While Unemployed”. The workshop focuses in areas of money management, credit reports, credit scoring, different social service options and communicating with your lenders. Free education material and information is provided. If you would like to participate, please contact ARC at 732-345-9171.

Money Management—Princeton House:
Princeton House is a rehabilitation center located in Princeton, NJ. An aspect of their rehabilitation program is the Adjunctive Therapy Department. Novadebt provides a “life skills” workshop in the area of money management. The workshop leader responds to the needs of the group and will answer questions and provide information in areas of personal finance that apply. If you would like to participate, please contact Princeton House at 609-688-3723.

Financial Health Day - Teaneck High School
Financial Health Day is sponsored by the Teaneck School System, NJ Coalition for Financial Literacy, Senator John Corzine, NY Federal Reserve Bank & Merrill Lynch. The targeted audience includes: 12th grade high school students, school staff, local senior citizens and local township employees. Several seminars related to personal finance will be provided from 8:30 am until 4:00 pm. Novadebt will be providing a workshops on Preparing to Buy a Home & Reverse Mortgages. If you would like to participate, please contact Jo-Anne Olszewski at 201-862-2485.

Growth Program - Brick, NJ:
The Growth Program provides life skills support in a variety of areas for women of the community. Novadebt will be providing a series of workshops centered around the “Credit When Credit Is Due” course for program participants. If you would like to participate, please contact Joyce Green-Rodriguez at 732-477-9883.
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